Shop Now. Pay Later

Financing with Affirm is now available on our website!

Shop Now. Pay Later.

Pay the balance within 3, 6, or 12 months!

Why haven’t you published or written your book yet?


*Choose Affirm as a payment option at checkout on the website.

 

How does Affirm Work?

Easy monthly payments: Provide some basic information and get a real time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.

 

Based on a purchase price of $500.00 at $43.97/mo at 10% APR for 12 months. Down payment may be required.

 

Flexible Payments: Simply pay your monthly bill using a debit card, bank transfer at www.affirm.com/pay.

 

Does Affirm do a credit check, and how does it impact my credit score?

Applying to Affirm does not affect your credit score. When undergoing the real-time review process. Affirm does what is called a Soft Credit Check which does not affect a consumer’s credit record. This will show up on your credit report, but it will not impact your credit score in any way.

 

How does Affirm approve borrowers for loans?

Affirm will ask you for a few pieces of personal information- your name, email, mobile phone number, date of birth and the last four digits of your social security number. Affirm uses this information to verify your identify and to make an instant loan decision. Affirm will base its loan decision not only on your credit score but also on several other data points about you. This means you may be able to obtain financing from Affirm even if don’t have an extensive credit history.

 

How is interest on an Affirm loan calculated?

Affirm calculates the annual percentage rate (APR) of a loan using simple interest, which equals the rate multiped by the loan amount and by the number of months the loan is outstanding. This is different from compound interest, often found on credit card loans in which the interest expense is calculated on the loan amount and also the accumulated interest on the loan from previous periods. Since Affirm does not use compound interest, it makes Affirm an affordable and reliable financing option.

 

Can I pay off my loan at any time?

You sure can! Affirm has what is called an open loan. An open loan charges interest solely on the time financing. In the event, a loan is paid off before 3, 6, or 12 month loan period no additional  interest will be charged for the balance that was paid.

 

How do I make my payments?

Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment.

 

Please follow the steps below to finance your payment with Affirm.

 

  1. Click on the product you want on the website.

 

  1. Click “Buy It Now”

 

  1. Fill out your information

 

  1. Click “Continue To Payment”

 

  1. Click “ Affirm – Pay over Time”

 

  1. Click “Complete Order”

 

  1. You will be prompted to enter your mobile number where you will be sent a personalized security pin.

 

  1. Enter this security pin into the form on the next page and click “Sign In”

 

  1. Click on the loan payment you would like to make.

 

  1. You can make a payment utilizing a debt card or ACH bank transfer.